BuyingAdvice Privacy Policy


Your Privacy is Our Concern

Date Last Revised: 04/18/2018

Empower Direct, LLC (collectively referred to as “we”, “us” or “Buying Advice”), who owns, is committed to protecting and respecting your privacy. We do not share your personally identifiable information with any third party that is not an affiliate or service provider as described in this privacy policy. Therefore, our privacy policy is straightforward.

If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, please contact our U.S.-based third party dispute resolution provider (free of charge) at

We collect and retain information about you to communicate with you and to process your requests for products and services. Except as explained here in our Privacy Policy, we do not share non-public information about our customers or former customers with anyone other than our affiliates and service providers. The examples in this Privacy Policy are illustrative only and are not intended to be exclusive.

Information We Collect

We collect the following types of public and non-public personally identifiable information about you on our site which is then transferred to our affiliates (such as dealer networks):

  • Information obtained from you on applications and other forms, and from other sources used to process your request for one or more of our products or services (e.g., your name, address, date of birth, employment history, income, credit balances, property insurance coverage and other representations made by you).
  • Information arising from your transactions with us or our affiliates (e.g., your payment history, account balance and other transactional information) to fulfill the service you have requested such as auto buying, financial services providers, such as mortgage and life insurance agencies, and auto finance services.

Other Information We Collect

  • We collect name, email address, and comments in our BLOG area of the site if you choose to make a comment. See “BLOG” section below.

User Data Supplementation

We may receive information about you from other sources, including publicly available databases or third parties from whom we have purchased data, and combine this data with information we already have about you. This helps us to update, expand and analyze our records, identify new customers, and provide products and services that may be of interest to you. If you provide us personal information about others, or if others give us your information, we will only use that information for the specific reason for which it was provided to us.

Examples of the types of personal information that may be obtained from public sources or purchased from third parties and combined with information we already have about you, may include:

  • Your credit score
  • Your employment and residence records
  • Your criminal records
  • Local business names, phone numbers and addresses (particularly car dealerships)
  • Marketing data from third parties that is combined with information we already have about you, to create more tailored advertising and products

Who We Share Your information With and Why

Except as discussed herein (sharing with our affiliates and service providers), we will only share non-public personally identifiable information about you with non-affiliated third parties as permitted by law or with your consent. We will share your personally identifiable information with third parties only in the ways that are described in this privacy policy. We do not share your information with our affiliates for unknown or unrelated purposes.

To provide you with superior service, inform you of product and service opportunities that may be of interest to you that you have requested to receive, and for other business purposes, we may disclose all of the information we collect, as described above, to the following types of affiliated companies: auto buying services, financial service providers, such as mortgage and life insurance agencies, and auto finance companies. If you do not want us to share this information with our affiliated companies, do not use our site. The primary purpose of this site is to facilitate the interaction between you and our affiliated companies.

You may be contacted for sales purposes by participating auto dealers including 1800CARSHOW, Detroit Trading, DriveTime and other third parties.

Service Provider Disclosure

We may share your information with third parties who provide services on our behalf to help with our business activities. These companies are authorized to use your personal information only as necessary to provide these services to us.

These services may include:

  • Providing an accurate quote for the products you choose
  • Providing customer service
  • Sending marketing communications
  • Conducting research and analysis
  • Providing communication relevant to your requests or transactions

Access to Personally Identifiable Information

If you wish to have a blog posting removed you may do so by contacting See “BLOG” below.

Upon request Empower Direct, LLC will provide you with information about whether we hold any of your personal information. If your personally identifiable information that we have transferred to an affiliate changes, you may correct, update, or delete your information by contacting us through email: or by post: 822 Guilford Ave #102, Baltimore, MD 21202. We will respond to your request within a reasonable timeframe. Please contact our affiliated company at the same time to make the changes in accordance with their access policies.

Security of Your Personally Identifiable Information

We use industry standard practices to safeguard the confidentiality of your personal identifiable information, including “firewalls”, and Secure Socket Layers (SSL) encryption of sensitive data such as your social security number. We treat data as an asset that must be protected against loss and unauthorized access. We employ many different security techniques to protect such data from unauthorized access by users inside or outside the company. However, “perfect security” does not exist on the Internet so we encourage our users to use discretion when sharing personally identifiable information on the Internet and always read the privacy policy of the sites that you visit.

U.S. Patriot Act of 2001 Disclosure

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you apply for or open an account, we will ask for your name, address, date of birth and other information that will allow our Financial Institution Partners to identify you.

Log Files

As is true of most Web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.

We link this automatically-collected data to personally identifiable information. We use this information to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole.

Tracking Technologies

Empower Direct, LLC and its partners use cookies or similar technologies to analyze trends, administer the website, track users’ movements around the website, and to gather demographic information about our user base as a whole. You can control the use of cookies at the individual browser level, but if you choose to disable cookies, it may limit your use of certain features or functions on our website or service.

Behavioral Targeting

We partner with a third party to either display advertising on our Web site or to manage our advertising on other sites. Our third party partner may use technologies such as cookies to gather information about your activities on this site and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out by clicking here (or if located in the European Union click here) Please note this does not opt you out of being served ads. You will continue to receive generic ads.


The information that you post to our BLOG will be displayed publicly. Please do not post your full name or any personally identifiable or sensitive information. If you wish to have a blog posting removed you may do so by contacting

Email or Newsletter Preferences

You may sign-up to receive emails or newsletters or other communications from us. If you would like to discontinue receiving this information, you may update your email preferences by using the “Unsubscribe” link found in emails we send to you or by contacting us at

Links to Other Sites

This Web site contains links to other sites that are not owned or controlled by Buying Advice. Please be aware that we are not responsible for the privacy practices of such other sites.

We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information.

This privacy statement applies only to information collected by this Web site.


We provide you the opportunity to ‘opt-out’ of having your personally identifiable information used for certain purposes, when we ask for this information. For example, if you leave a comment in our blog but do not wish us to retain your e-mail address, you can indicate your preference on our comments form.

You will be notified when your personally identifiable information is collected by any third party that is not our agent/service provider, so you can make an informed choice as to whether or not to share your information with that party.

Data Retention

We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Legal Disclaimer

In certain situations, Empower Direct, LLC may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site. If Empower Direct, LLC is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personally identifiable information, as well as any choices you may have regarding your personally identifiable information, and to any other third party with your prior consent to do so.

Our Former Customers

We treat information about our former customers in the same manner as we treat information about our current customers.

Social Media Widgets

Our website includes Social Media Features, such as the Facebook Like button, and Widgets, such as the Share This button or interactive mini-programs that run on our website. These Features may collect your Internet protocol address, which page you are visiting on our website, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our website. Your interactions with these Features are governed by the privacy statement of the company providing it.

Updates to Our Privacy Policy

As long as you remain a customer, we will provide you with an annual notice of this policy. We will provide this notice to current customers and those consumers whose non-public personally identifiable information we share as described above. We reserve the right to change this policy at any time. If we decide to make a material change to our privacy policy, we will post those changes to this privacy statement, the home page, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it prior to the change becoming effective.

For Vermont Residents

The information-sharing practices described above are in accordance with federal law. Vermont law places additional restrictions on sharing information about Vermont residents, for as long as they remain Vermont residents. In accordance with Vermont law:

  • We will not share consumer credit reports with our affiliates without your consent, and
  • We will only disclose your name, contact information and our own transaction and experience information to other financial institutions with which we have joint-marketing arrangements. Otherwise, we will share information in accordance with all of the practices described above

For any other issues, please contact our customer service department at Our mailing address is: 822 Guilford Ave #102, Baltimore, MD 21202



* Offers on this site are available only to residents of the United States. Reproduction in whole or in part in any form or medium without express written permission of, INC., is prohibited., INC., uses reasonable efforts to ensure the accuracy of information posted on this site, but does not provide any guaranty of accuracy. There may be errors, inaccuracies or omissions in information on this site. Accordingly,, INC., disclaims any responsibility or liability for errors, inaccuracies or omissions. Your privacy is our policy.

Notice: Undefined index: HTTP_USER_AGENT in /master/html/ on line 11
Car Icon 1
Compare rates on car insurance!
Jerry automatically checks if you’re paying the lowest price for your insurance, for free. Sign up takes 30 seconds and customers save an average of $887 a year.
Get Started